● 800 to 900: Congratulations! You have excellent credit. Keep reaching for the stars.
● 720 to 799: You have very good credit! You should expect to have a variety of credit choices to choose from, so continue your healthy financial habits.
● 650 to 719: This is considered good to lenders. You may not qualify for the lowest interest rates available, but keep your credit history strong to help build your credit health.
● 600 to 649: This is fair credit. History of debt repayment will be important to demonstrate your solid sense of financial responsibility.
● 300 to 599: Your credit needs some work. Keep reading for some improvement suggestions below.